Real-time simulator
Try fixed, variable and mixed scenarios. Annual repayment, total interest paid and break-even points.
Mortgage service
Tailored financing, paid by the bank.
We compare 4-6 Spanish banks in parallel at no cost to you. Personalised study within 48 hours and end-to-end support until signing.
Best rate negotiated
We send your file to 4-6 banks and play offers against each other. The result usually beats the best one you'd get on your own.
Free for you
The bank pays our work. You only pay your usual mortgage costs (notary, registry, appraisal, AJD).
FAQ
Common questions
Is your mortgage service free?+
Yes. The advisory and bank negotiation are at no cost to you. We are paid by the bank that signs the operation, never by you.
What banks do you compare?+
CaixaBank, Banco Sabadell, BBVA, Santander, ING and other private-banking entities for high net worth. We send your file simultaneously and negotiate the best conditions.
Fixed, variable or mixed?+
It depends on your profile and risk tolerance. With Euribor still around 3% and forecasts to drop, mixed (3-5 years fixed + variable) is often the rational option, but we always tailor to your case.
Can I get a mortgage as self-employed?+
Yes. Banks accept self-employed with at least 2 years of activity. The maximum LTV is usually 70-80% with stable income. We have specific deals with banks that understand the self-employed.
Do non-residents get mortgages?+
Yes. See our full guide on non-resident buying. LTV is typically 60-70% for non-residents.
How fast is your study?+
Personalised study within 48 hours from receiving documentation. The bank itself takes 3-4 weeks for final approval and appraisal.